Welcome to our quarterly newsletter

We begin our newsletter by delving into the new tax being imposed on superannuation balances over $3 million. If your super balance is over $3 million, it is time to review your investment strategy.

If you’re nearing retirement and wondering how you will shift into retirement, then now is the time to start planning.

Retirees have worked hard all their lives to save for retirement, however, many retirees are underspending and continue to preserve their capital due to fear of running out of money. Discover more in this article.

The biggest intergenerational wealth transfer will happen in the next couple of decades, so it’s important to understand how to manage this process to ensure your assets are distributed exactly where you wish.

Finally, we’re all aware of the prevalence of cybercrime. One of the simplest ways to protect your information is to ensure you have secure login credentials. Find out more here.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 07 4726 4777 or email george@gmbogiatzis.com.au

Kind Regards,

George and Darren

Understanding the new $3m super tax

If your super balance is over $3 million, it’s time to review your investment strategy. Read full article >>

How to shift into pension mode

When and how you can access your super to start an account-based pension. Read full article >>

Why many retirees are underspending

After accumulating superannuation savings over multiple decades, many retirees are fearful of spending too much. Read full article >>

Australians need help on how to manage huge wealth transfer

Most Australians want to share their wealth with the next generation but are unsure how to transfer that wealth and need help to plan for an effective transfer. Read full article >>

Securing your passwords online

We spend a lot of time online and don’t often think about the risks involved. Read full article >>

G M Bogiatzis Pty Ltd, ABN 36 070 785 465, is an authorised representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706).
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